SEPA Brexit

Brexit from 1 January 2021 onwards: get ready for the end

  1. Single Euro Payments Area payments involving a UK-based . Single Euro Payments Area payment scheme participant after 31 December 2020. Single Euro Payments Area transactions to be executed or settled as of 1 January 2021 involving a UK-based . Single Euro Payments Area payment scheme participant must contain: For . SEPA Credit Transfer an
  2. SEPA payments and Brexit. The United Kingdom is formally no longer an EU member state, but has been considered by the EPC (European Payments Council) to be an EU country in the SEPA context until 31. December 2020. From 1. January 2021, this will cease, and the usual SEPA SCT / SDD rules for non-EU member states will thus apply
  3. January 2021 Update: Post-Brexit, the UK maintains participation in SEPA and we continue to provide SEPA payments solutions across both the UK and the EU. However, this important change will make the SCT/SDD rules applicable to transactions from/to non EEA-jurisdictions also applicable to transactions with the UK
  4. How has Brexit affected the UK's membership to SEPA? According to UK Finance: Broadly speaking, nothing has changed for UK businesses who use SEPA for SEPA payments. As the UK is still a member, SEPA payments made between the UK and EU should be treated the same and UK businesses will continue to be able to make SEPA credit transfers and direct debits in euros
  5. Unpleasant Surprise Post-Brexit: A New Bank Fee for SEPA Payments. NeuGroup members confront a fee for payments from UK to EU accounts that lands on beneficiaries. Treasurers are still learning the full impact of the UK's recent Brexit deal, and several who attended a recent NeuGroup European Treasury meeting shared their reaction to a.
  6. Brexit and SEPA payment transactions by Clear Junction 30 March, 2021 Virtual IBANs As people increasingly live and work across borders, there is a greater need for money to move freely too

SEPA payments and Brexit - Bits A

We'll always have SEPAor will we in post-Brexit Britain

SEPA currently includes the 28 EU member states, and a number of non-EU countries and territories like Norway. On 7 March, the European Payments Council (EPC) ruled that the UK can remain in the bloc's Single Euro Payments Area (SEPA), regardless of the outcome of Brexit Helpfully for UK payment providers, the European Payments Council has confirmed that the UK will continue to participate in the SEPA schemes after Brexit. Changes to messaging. UK-based participants in SEPA will, however, need to update their processes to reflect their new role as non-EEA firms SEPA payments post-Brexit The PayPal Merchant fees states that receiving funds in Euros between members of the EU and EEA attracts no cross-border fee. Since the UK is not currently in the EU, but still in an equivalent transition period, does this still apply? Will it apply once we inevitably crash out in a catastrophic hard Brexit at the end. Monday 9th November, 2020. In preparation for the Brexit transition period ending next year the European Payment Council has published new measures for UK payment scheme participants (PSPs).The UK will at that point maintain participation in the Single Euro payments area (SEPA) geographic scope, the EPC said

How UK Companies Have Prepared for Cross-Border Payments Post-Brexit: Establishing Non-UK Entities and New Rules for SEPA Payments. by PaymentsJournal. This, along with the following of new rules for the Single Euro Payments Area (SEPA) payments shows UK's companies' aim to retain a strong connection to the EU market Single Euro Payment Area (SEPA) The European Payments Council (which oversees the operation of the various SEPA schemes) approved on 7 March 2019 that the UK could continue to be a SEPA participating country after Brexit. This means that after the transition period, the UK will continue to be a SEPA member country The EPC decided on March 7 to approve the application from UK Finance for the continued participation of [the] U.K. in the schemes after [March 29, 2019] in the event of a no-deal Brexit. Thanks to the Single Euro Payments Area (SEPA), customers can now make cashless euro payments - via credit transfer and direct debit - to anywhere in the European Union, as well as a number of non-EU countries, in a fast, safe and efficient way, just like national payments. SEPA was introduced for credit transfers in 2008, followed by. Brexit SEPA: What is Brexit impact on SEPA payments? Although the UK is no longer part of the EU, it is still part of the SEPA payment scheme as non-EEA SEPA country. However, the fees might be higher. If you are looking for SEPA alternatives, you can set up a business in Estonia regardless of whethe

Is the UK still part of SEPA after Brexit? - AccessPa

  1. In a sense, therefore, SEPA is simply a development of the project begun by TARGET and TARGET2. TARGET2 and Brexit At the moment, there isn't a clear answer on the future of TARGET2 and Brexit
  2. On 7 March 2019, the EPC published its decision paper on Brexit and United Kingdom's (UK) payment service providers' (PSP) participation in the EPC SEPA payment schemes, approving UK Finance's application for the continued participation of UK in the EPC SEPA payment schemes, even in the event of a no-deal Brexit, provided that the UK keeps complying with the relevant SEPA.
  3. However, the extent to which the SEPA rules - which govern cross border and national credit transfers and direct debits - will apply will depend on whether the UK remains a member of the SEPA system or not post-Brexit. The SEPA regime. SEPA is the 'single euro payment area' (SEPA). Geographically, it covers 34 European countries: the 28.
  4. Sí, el Reino Unido se mantendrá dentro del ámbito geográfico de la SEPA, que incluye actualmente siete países y territorios que no pertenecen a la Unión Europea: Islandia, Noruega, Suiza y los estados europeos soberanos de Andorra, Liechtenstein, Mónaco y San Marino (para evitar dudas, tras el Brexit, el Reino Unido formará parte de.

Unpleasant Surprise Post-Brexit: A New Bank Fee for SEPA

  1. Bank of England warns of Brexit payment disruption. 11 December 2020. 8. 7. 1. The Bank of England has warned that there could be some disruption to the processing of payments for consumers and.
  2. The nations signed up to SEPA are: the 19 EU member states that are in the Eurozone, 9 non-Eurozone EU members (including the UK), 4 members of EFTA, as well as Monaco, San Marino and Andorra. Looking at the current signatories to the scheme, there's certainly scope for the UK to remain in the Single Euro Payment Area post-Brexit - although.
  3. SEPA and Brexit from 1 . SEPA stands for the Single Euro Payments Area and there are 36 SEPA countries. As of 2021 the banks are implementing instant bank-transfers (Instant SEPA), which enables money transfers within 10 seconds ; The Single Euro Payments Area (SEPA) is a payment system of the European Union for bank transfers in euro
  4. 7. Brexit Explained: Key Reasons to LEAVE the European Union. CONTROL & INDEPENDENCE - Britain would be freed from the reins of Europe and will be free to decide its own destiny (migration, regulation, budget decisions) in the world CONTINUED TRADE - Britain is a large importer of goods, an EU exit would not negatively impact the trade relationship with Europ

Brexit and SEPA Payment Transactions - Clear Junctio

Brexit: information for the banking and payment sectors in

SEPA - Brexit Related The EPC Board, at its 7 March 2019 meeting, has taken the decision to approve the application from UK Finance, the industry body representing the UK banking and financial services sector, for the continued participation of UK PSPs in the SEPA schemes after 29 March 2019 in the event if a no-deal Brexit Another source points out that The UK is still in the SEPA zone and part of the SEPA agreement is no charges.. This means that any banks applying transfer charges are unilaterally acting in breach of European Council Regulations.. In theory, any charges that are applied should really be refunded on complaint. For SEPA Credit Transfers nothing changes. When you are a SEPA Direct Debit creditor and submit SEPA Direct Debit instructions, please take into account that the UK in case of a 'No deal Brexit' is no longer part of the European Economic Area (EEA) Brexit is done, and its done with a trade deal. We look at what this means for payments in the short to medium term, from passporting rights to staffing, interchange rates and digital ID. Depending on your thinking, Brexit could be anything from a deluded attempt to recover Britain's nineteenth century glories through to escaping from a debt.

The single euro payments area (SEPA) harmonises the way cashless euro payments are made across Europe. It allows European consumers, businesses and public administrations to make and receive the following types of transactions under the same basic conditions. This makes all cross-border electronic payments in euro as easy as domestic payments The SEPA scenarios. SEPA (the Single Euro Payments Area), a European initiative that enables merchants to transfer payments across borders, is comprised of the EU member states. But with 7 non-EU member states already forming part of the scheme, is Brexit likely to be the nail in the coffin for the UK's SEPA alliance There's also the fact that a no-deal Brexit would mean the UK could no longer access central payment infrastructures such as the Single Euro Payments Area (SEPA). Unless the UK remains in the EEA post-Brexit or reaches a free trade agreement (FTA) that retains membership in the scheme, cashless euro payments made between the UK and the EU. View Entire Discussion (0 Comments) r/Bitstamp. Bitcoin exchange Bitstamp, unlike the other exchange subs, this one is not controlled by the company. 3.9k. Members. 24. Online. Created Aug 26, 2013. help Reddit App Reddit coins Reddit premium Reddit gifts

Impact of Brexit: SEPA—quick guide. This Single European Payments Area (SEPA) quick guide details current UK legislation and retained EU legislation in relation to requirements that were amended by the Credit Transfers and Direct Debits in Euro (Amendment) (EU Exit) Regulations 2018, SI 2018/1199 Transfers and Debits Exit Regulations 2018 (Transfers and Debits Exit Regulations 2018) at the. This, along with the following of new rules for Single Euro Payments Area (SEPA) payments shows the country aims to retain a strong connection to the EU's market. Although the deadline, finalizing the EU departure, is just around the corner , the post-Brexit trade deal is still far from reaching a consensus Will the UK remain part of SEPA after Brexit? The Single Euro Payments Areas (SEPA) means that cashless euro-denominated retail payments can be made across the EU and EEA under the same basic terms and conditions. On 7 March 2019, the UK's application to remain in the geographical scope of SEPA schemes was approved. This means that Euro SEPA. Brexit impact on payments. On March 29, 2017, Britain invoked Article 50 following the referendum held on June 23, 2016, in which 51.9 percent of the participating UK electorate voted to leave the EU. Though the UK will officially leave the EU by March 29, 2019, followed by a transition period of 21 months, the exit decision itself triggered. Brexit is probably the biggest event in recent memory to shake up the European Union. As the Brexit negotiations unfold, the implications on the four freedoms (goods, capital, services and labour) will potentially start to impact you, your friends, family and colleagues

Single Euro Payments Area - Wikipedi

The single euro payments area (SEPA) is a system of transactions created by the European Union (EU). The SEPA harmonizes the way cashless payments are transacted between euro countries The UK will remain in the SEPA zone following Brexit therefore they will continue to be able to collect direct debits from Irish accounts. 4. When do I need to take action? Please contact the company using the UK bank before 31 December 2020, this is because any direct debits requested after the The European Payments Council Board (ECPB) has approved UK Finance's application for the continued participation of UK payment service providers in the Single Euro Payment Area (SEPA) schemes, including in a no-deal Brexit scenario. The decision will come as a relief to the UK's payment provision firms, which had raised concerns that a no-deal Brexit could lead to UK businesses and. Draft EU Exit SIs for payment services, e-money and the SEPA Regulation. Two draft statutory instruments, covering amendments to the Payment Services Regulations 2017, Electronic Money Regulations.

It is important then to understand when SEPA payments apply and the right questions to ask, to make sure you aren't overpaying on your foreign exchange. As of 2020, there are 36 members of SEPA, one of which is the UK, and whilst the UK is going through the Brexit transition period this will remain the case Exchange Euro payments and collections between any accounts in the Single Euro Payments Area (SEPA) as easily as between domestic accounts. Help to centralise your accounts and payment flows using standardised rather than country by country formats. Transition smoothly into the SEPA Direct Debit market with our fully managed, end-to-end service

Britons trying to pay overseas direct debits and send money to banks and companies in Europe are having their transactions blocked as Brexit continues to cause hurdles and headaches 2. Open a Virtual Bank Account for Your Business. This is the way to bank with the eventualities that Brexit poses. A virtual bank account will open doors to accept SEPA payments from 35 European Union countries. B2B Pay allows receiving and sending of SEPA payments from and to 35 European Union countries I then converted from EUR to GBP by hand and transferred 117€ (+ a little bit more to compensate for currency flunctuations) via a SEPA credit transfer (UK still participates in SEPA as far as I know, even after the Brexit) What is Brexit? In a referendum held on 23 June 2016 the people of the United Kingdom voted by a margin of 52% to 48% to leave the European Union (EU) - a political and economic partnership of 28 European countries. The process of Britain exiting has been labelled Brexit in the media and among the public

A Green Card will also be required for EU motorists travelling to the UK. If you have a Car Insurance policy with us, we're here to help. To drive in Europe after a no-deal Brexit, just call BISL Limited on 0344 871 2337. We need at least 21 days' notice before you travel to send you a Green Card A SEPA direct debit is a payment instrument for cashless payments. The payee debits money from the account of the payer. To do this, he requires a form signed by the debtor, the SEPA Direct Debit Mandate. Only then is the Creditor authorised to debit funds one or more times In theory, as the UK is still a member of the Single European Payments Area (SEPA) post-Brexit, there should be no changes at all to bank charges when sending money between the UK and EU, compared. The European Banking Authority (EBA) reminds financial institutions affected by the end of the transition period to finalise the full execution of their contingency plans in accordance with the conditions agreed with relevant competent authorities before the end of the transition period on 31 December 2020. The EBA also reminds institutions to ensure adequate communicatio

A complete list of SEPA countries {Updated 2021 version

UK Shipping. Page Update. 07-06-2021. Due to the trade agreement between the UK and the EU, the new customs procedures have resulted in delays across all industries shipping from Europe into the UK, and vice versa. Thankfully, we have now found a solution to get orders delivered into the United Kingdom. We have partnered with UPS as our primary. Consequences of Brexit for Banks. The consequences of Brexit for Banks based in Luxembourg depends on the outcome of Parliamentary discussion in the United Kingdom (UK) and on the final vote in the UK Parliament, i.e. if the deal negotiated between the UK and the European Union (EU) will finally be accepted or not.. In case of a disorderly Brexit, with significant barriers to trade and. You may have seen some recent updates from us about customer accounts being migrated to our European entity in Lithuania. You can find another blog post which answers some of the most common questions in relation to this migration here.We're doing this to ensure that your service isn't interrupted, and so that you can continue to use Revolut as normal after Brexit Brexit is just around the corner, and this is now creating a lot of issues with a UK IBAN. I have N26 as well as Revolut, and I am looking at Bunq, but Revolut is by-far my preferred solution, but without a non-UK IBAN, I am really heading for choppy waters and will need to consider moving away from Reolut as my daily account

Description. Single euro payments area.svg. English: Single Euro Payments Area (SEPA): Eurozone. Other member states of the European Union. Other member states of the European Economic Area, and Switzerland. European microstates participating in the Single Euro Payments Area. United Kingdom (remains in SEPA during Brexit transition period. However, SEPA transactions with UK accounts will be possible provided they are aligned with SEPA regulations for non-EEA countries.* What this means for you In the case of a 'No-Deal Brexit', as of 1 November 2019, HSBC will not be allowed to process SEPA Direct Debit (SDD) transactions involving a UK-based account(s) without debtor address The SEPA Migration deadline has been extended by the Irish Payment Services Organisation (IPSO) and its member banks (including Bank of Ireland) to 31st March 2014. For member states where euro is not the domestic currency, the deadline is 31st October 2016 (i.e. Bank of Ireland and it's customers in Northern Ireland & Great Britain) However, companies also need to make payments out of their cash pools, and there's some question about whether U.K.-based companies will be able to qualify for SEPA payments after Brexit, he said. Ohlig also cited the possibility that U.K.-based companies could lose access to SEPA , the initiative to simplify cross-border payments in Europe

Fish farm pollution rules relaxed for Brexit. Fish farming companies are being allowed to breach environmental limits and pollute lochs because of export problems caused by Brexit. The Scottish Environment Protection Agency (Sepa) has extended Covid-19 relaxations to help the farmed salmon industry cope with business losses caused by new. Standing for Single Euro Payments Area, European Payments Council was asked for permission to remain involved with SEPA, irrespective of whether there was a Brexit deal or no deal. This was approved in March 2019, under the condition that the UK continued to comply with all the relevant criteria SEPA changes after BREXIT on December 31 st 2020 will influence how the payment orders are being processed between electronic money institutions in Lithuania and the UK. There are several new requirements enacted which will affect the work of electronic money institutions in Lithuania and EU generally which make transactions with electronic money institutions in the UK UK Finance welcomed the approval of its application. Chief executive Stephen Jones said: The decision ensures that in the event of a 'no-deal' Brexit, UK PSPs will still be able to make and receive payments from other European countries that are part of SEPA

At the beginning of the year, Banking Circle identified a 'Brexit-premium' affecting some financial institutions handling cross border transactions from the UK to the EU - namely that a number of EU banks have increased their fees for receipt of SEPA local payments in EUR from GB IBANs. There have since been further reports in the market of rising charges related to Brexit, including one. It seems Brexit has caused a number of EU banks to increase their fees for receipt of SEPA local payments in EUR from GB IBANsu001f. Banking Circle believes that this is unhelpful for the financial institutions supporting businesses trying to continue to trade cross-border, according to the official press release Brexit reintroduces both known and unknown implications of payment processing - increasing complexity, friction and cost. As treasury and payments professionals awake to the reality of Brexit, they now have to grapple with new regulations and operate in a more complex European payments environment. Simultaneously, there remains their. Before Brexit, the UK was a full-fledged member of the Single Europe Payments Area (SEPA), a scheme set up by the European Commission to make very low-cost cross-border payments regardless of the. Binance is the world's leading blockchain and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume. 284k. Binancians. 6.3k. Online

Brexit and digital payments: what are the impacts for the

What happens to UK SEPA payments after Brexit? - CTMfil

On 2 September 2019, the European Payments Council (EPC) published recommendations for all participants in Single Euro Payments Area (SEPA) schemes in the event of a no-deal Brexit on 31 October 2019. The guidance follows an earlier EPC decision in March 2019 that approved an application from UK Finance for the continued participation of UK payment service providers (PSPs) in SEPA schemes in. How will Brexit impact your payments? The UK will remain in the SEPA even after 1 January 2021. Consequently, all payments in euros between the EU and the UK are treated as 'internal payments' and, therefore, won't attract any transaction charges. However, you need to bear two things in mind to ensure your payments go through 2885225 - BREXIT: Through the Transition Period and Beyond. This is a central note about the Brexit. It describes also all other notes to be implemented for the Northern-Ireland protocol as well. 2997204 - Intrastat declarations: End of BREXIT transition period on January 01, 202

Operational implications of a no-deal Brexit on SCT and

On September 5, 2018, the UK government proposed amendments to the UK Payment Services Regulations 2017 (PSRs), the UK Electronic Money Regulations 2011 (EMRs) and the EU Single Euro Payments Area. geographical scope of SEPA unless it either remains part of the EEA or reaches agreement for the UK's continued participation in the SEPA scheme. If the UK does not remain part of the EEA, its continued participation in SEPA post-Brexit will depend on whether it meets the participation criteria applied by the European Payments Council Cross-Border Payments Between the UK and the EEA After the Brexit Implementation Period. The UK left the EU on January 31, 2020 and has entered an 11-month implementation period under the terms of. Will that greatly complicate transfers? Or perhaps more to the point, will leaving SEPA push up the costs of transfers and take longer? In the draft Brexit Withdrawal Agreement, I note that financial services appear to have been excluded, along with the rest of UK service industries (making up 80% of the economy)

SEPA played a role during the pandemic in helping liquidity at small businesses by moving cross-border payments faster. It's not certain SEPA will remain static after Brexit, though there are already non-EU countries in SEPA and there's economic incentive for the status quo. Celent's Lodge is hopeful there won't be too many complications. If you're in, or heading towards, financial difficulty, please get in touch and speak to us. We know it can be tough to talk about, but we're here to help. Whether it's due to Brexit or any other change in circumstances, give us a call on 0345 734 5345 and let's see what we can do to help

Brexit Changes in SAP - Michael Management Corporatio

Brexit in the context of other changes In addition to the evolving political environment caused by Brexit, other tax and regulatory environmental changes like BEPS and IRC 385 necessitate a re-evaluation of Treasury structures. We want to have an open dialogue with you on how we can best support your banking needs during this period of uncertainty The Single Euro Payments Area (SEPA) is an initiative of the European Union that allows for fast, reliable and cheap e uro (EUR) transfers between bank accounts in the SEPA-zone.. SEPA consists of 36 countries: the 27 member states of the European Union,; the 4 member states of the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland) UK to continue SEPA membership post-Brexit. The UK is to continue is membership of the single European payments area (SEPA) post-Brexit, allowing consumers and businesses to send and receive money anywhere across 36 countries. Editor at Credit Strategy. Previously held roles at Accountancy Age, Accountancy Daily and the Leicester Mercury

SEPA platby v souvislosti s ukončením přechodného období pro BREXIT. Dne 31. 1. 2020 Spojené království Velké Británie a Severního Irska formálně opustilo Evroou unii a vstoupilo do přechodného období, které skončí 31. 12 SEPA stands for Single Euro Payments Area, and it is used when making cross-border European bank transfers. The aim of SEPA is to make it even easier to make EUR transfers between the nations in the European Union, to the point that making these transfers would be no different than making any domestic transfer The key SAP notes are 2764344 - SAP GTS: Withdrawal of the UK from the EU (Brexit) - recommended actions for a no-deal scenario and 2764912 - GB CHIEF: Changes for a no-deal Brexit scenario. Finally, as a UK based organisation which has trades with the EU, some other key aspects to consider are: Finding a data provider for all.

Europe - SatoshiFire

SEPA payments. SEPA is a payment clearing scheme for euro payments across the Single Euro Payments Area (SEPA). You can send euro payments with SEPA and the person receiving the payment will get the money on the next working day. You can make SEPA and international payments using Online Banking or the Barclays app, to these countrie Exactly how Brexit will work is still as clear as mud. But at least the European Payment Council (EPC), which is the body that determines which countries belong to the Single Euro Payments Area (SEPA), has removed some of the uncertainty surrounding payment traffic for the time being There are 33 countries within the SEPA Zone, including the 28 EU member states and five other territories Sepa has reported that since January over 1,650 industrial pollution prevention and control, water environment, waste and other authorisations have been issued. This story was edited at 18.50 on 16 June 2021 to add comments from the Scottish Environment Protection Agency, and again at 20.00 to include comments from the Scottish Government

España y su oportunidad histórica con Gibraltar por el

The main stipulation placed on non-EU SEPA members is that they must be assessed as having a regulatory framework equivalent to that in the EU; it's unlikely that Britain would be disqualified on this basis, unless Brexit coincided with an unprecedented overhaul of the UK's existing financial services regulation The Single Euro Payments Area (SEPA) is set up by the European Commission, and dictates that all electronic payments are considered domestic, regardless of the country/region where the individual, business, or organization, and the bank are located. There is no difference between national and cross-border payments. The SEPA includes the 28 European Union (EU) member states, as well as Iceland. Deliveries to and from Northern Ireland after BREXIT. For transactions involving Northern Ireland (NI), a temporary protocol applies on the basis of the Withdrawal Agreement between the UK and the EU. This arrangement will enter into force on 1 January 2021. The Protocol will be in force for at least four years from 1 January 2021, subject to.

Knowledge Hub - AccessPayKā Brexit ietekmē bankas pakalpojumu izmantošanu | SEB banka

What Brexit means for GoCardless - and our customers

By Laurent Descout, co-founder and CEO of NEO Since Brexit, UK businesses and their EU clients have been hit with increased euro transaction fees which could potentially cost them millions. This comes despite the UK still being a 'part of the geographical scope of the SEPA Schemes.' Laurent Descout, co-founder and CEO of NEO, writes [ However, the Funds Transfer Regulation (FTR) requires that all SEPA Direct Debits to or from a non-EU/EEA country include the payer's address. To avoid collections being rejected, SEPA Direct Debit Originators must ensure that all payers' address details are populated on their collection files with effect from 1 January 2021

UK payments sector prepares for the end of the Brexit

Planning. We are a key agency in the land use planning process in Scotland, providing environmental advice to planning authorities, developers and the wider public. Whether you are a planning authority, developer, consultant, member of the public or any other party with an interest in SEPA's role in the planning system, this section of our. SEPA Payments via Stripe . Single Euro Payment Area (SEPA) is a unique euro payment area that establishes an integrated European market for payment instruments. The aim of SEPA is to ensure that payments within Europe take place as simply and effectively as those within a single country The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union, for simplification of bank transfers denominated in euro. We are able to offer UK customers the ability to send SEPA credit transfers, also known as SEPA payments. SEPA payments benefit from next-day delivery to the beneficiary's bank account. SEPA instant credit transfer. European Payment Council updates SEPA payment scheme rulebooks in 2 years to reflect market evolutions in technical standards Customer Services: +370 5240 555

Sepa cuánto le tienen que devolver por el impuesto de suTelevisión: Las 10 pruebas que demuestran que Aritz estáStorm Desmond leaves homes and roads flooded in ScotlandDas teuerste Kraftwerk der Welt stoppen